Which is the Best Pension Plan: LIC's "Jeevan Suraksha" OR " LIC's Market Plus? - jeevan plus
Both are equally good, but the difference is as follows:
Jeevan Suraksha - bonuses are added each year.
Market Plus units are included at the rate of AVN.
After all the debts will be used to pay the pensions.
Gain ULIP additions throughout the reversionary bonus.
Good Luck
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Sunday, January 24, 2010
Jeevan Plus Which Is The Best Pension Plan: LIC's "Jeevan Suraksha" OR " LIC's Market Plus?
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4 comments:
None. Go to one of the actors in the private pension plans with an excellent return on investment Fantastic
Before ULIP plan, you will find the associated costs. If you ULIP, LIC as a fund manager not to go well.
You see, both are good, but for the different types of people. Jeevan Suraksha is a large deferred retirement plan, if the premiums are not age-specific, ie, the premium depends on the "duration" (tenor) - The age of the applicant. You can choose from - politics without coverage or with coverage of the life (term insurance has been selected). The contribution is simply outstanding, the provision of more non-commissioned officers (notional cash option / output as the face value paid to be compared) and reversionary bonuses are based on the NCOs. At the end of the term or get CORPUS OF AGE [= NCO + bonuses reversionary bonus for additional short-term (if applicable)] is the abolition of the tax on conversion of 25% optional. And the funds will be used by the LIC to buy an immediate annuity from LIC / co.s. LIC For other immediate annuity are no options to choose six, and, instead, the committee - type% south will never be stable and secure life. It is a safer option if you want to be moderate and notd to the whims of the stock mkt.
There are various pension plans in the basket, LIC - Jeevan Nidhi (provision of a policy based on the plan), Jeevan Dhara and Jeevan Tarang (no pension, but the structure is to survive, but the benefits payable to the insured tax free)
Market Plus is a Unit Linked Plan, and of course the price of units allocated to corpus. Other features are the same. I think it is fair to adventureists Li'l. The Fund is performnace very well until now. But if the truth be told, the performance with absolute reliability in the market. However, there are several investment options and can the risk by reducing the safest option. To another is free, twice a year.
In particular, believe in the myths that they are so, it is the mismanagement of funds LIC. This is nothing but a clear spread of misinformation by dealers of the buccaneers, who have not generated profits of more sense.LIC truth is the greatest player in the stock market and determine the fate of the MKT,sometimes. In addition, SCI has operations in the most commendable blue-chip company is showing in the future, that sound policies issued by the insurer. You can about the market product portfolio more or all of LIC Unit Linked plan.
And, finally, that the insurer - is always worth it .. LIC settles for 99.9% of the claims, which is an impressive record. For more information or visit the website of the LIC (www.licindia.com) and a good blog - http://knowlicofindia.blogspot.com
I think, "LIC Jeevan Suraksha"
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